Is Your Business or Property Structure Costing You More Than It Should?
If you have a limited company, property portfolio, retained profits, or more than one business activity, your current structure may no longer be the best fit.
A better structure may help you protect profits, separate risk, plan for property investment, prepare for future sale, and reduce tax exposure where the rules allow.
Book a free discovery call and we will look at your position at a high level, understand what you are trying to achieve, and confirm whether a full Structure & Tax Review is suitable for you.
You May Need a Structure Review If…
- Your company is making profits and cash is building up
- You want to buy or have properties through a company
- You already have more than one company
- You are mixing trading income, property, investments or different activities in one place
- You are not sure if you have the right structure
- You are worried about tax, risk, refinancing or future sale
- You are thinking about a holding company or SPV
- You want to protect valuable assets from trading risk
Start With a Free Structure & Tax Discovery Call
A short initial call to understand your current property or business structure and what you are trying to achieve.
We will ask a few questions, review your current position at a high level, and confirm whether our Property Tax & Structure Review or Group Structure & Tax Review is suitable for you.
Please note this is not a full tax advice session. If a detailed review is needed, we will outline the scope, fee and next steps after this call.
Why Group Structure Planning Matters
A group structure is not just about having more companies. It is about designing the right companies for the right purpose.
A well-planned structure may help business owners and property investors with:
- Separating trading risk from property and investment assets
- Protecting retained profits from business risk
- Creating a holding company for future growth
- Using SPVs for property purchases or separate projects
- Planning for refinancing, investment or future sale
- Creating the possibility of a Corporation Tax-free sale of shares in a qualifying trading company, where the Substantial Shareholding Exemption rules are met
- Keeping different business activities cleaner and easier to manage
- Preparing for family succession or long-term wealth planning
- Making the business easier to understand for lenders, investors and professional advisers
The aim is not to create complexity for the sake of it. The aim is to create a structure that supports the business owner’s next stage of growth.
Bigger Company Tax Planning Opportunities
For growing companies, group structure planning can open the door to tax planning opportunities that may not be available in a simple single-company setup.
These may include:
Substantial Shareholding Exemption
A properly planned group structure may create the possibility of selling shares in a trading company without paying Corporation Tax on the gain, where the Substantial Shareholding Exemption rules are met.
For example, if a holding company owns a qualifying trading company, and that trading company is later sold, the holding company may be able to receive the sale proceeds without a Corporation Tax charge on the gain.
This can be a major benefit for business owners who are thinking about future sale, investor exit, restructuring, succession planning, or building long-term wealth inside a group.
The money received by the holding company could then potentially be used for reinvestment, property purchases, funding other group companies, or future business expansion.
Substantial Shareholding Exemption is a specialist tax area, and the conditions must be checked carefully before relying on it.
Group Relief
Where companies are in a qualifying group, losses from one company may be available to offset profits in another group company.
This can be useful where one company is growing, investing, or making losses, while another company is profitable.
No Gain/No Loss Transfers
In some qualifying group situations, assets may be transferred between group companies without triggering an immediate Corporation Tax charge on capital gains.
This can help when restructuring assets, separating risks, or moving assets into a more suitable company within the group.
Retained Profit Planning
A holding company may help business owners think more strategically about retained profits, investment, lending between companies, future property purchases, and risk separation.
Risk Protection
A group structure can help keep higher-risk trading activity separate from valuable assets such as property, cash reserves, intellectual property or investment assets.
Who Should Book a Discovery Call?
This call may be suitable if you:
- Own a limited company with growing profits
- Have more than one business activity
- Want to buy property through a company
- Already own property personally and want to plan your next purchase
- Have retained profits sitting in a trading company
- Are thinking about setting up a holding company
- Want to separate trading risk from assets
- Are planning future investment, refinancing or sale
- Have multiple companies but no clear structure
- Want to understand whether your current setup is still suitable
What Happens on the Discovery Call?
The discovery call is not a tax advice call. It is a short suitability call to understand your situation and point you in the right direction.
We will ask about:
- Your current business or property setup
- Whether you trade personally or through a company
- How many companies or properties you already have
- Your future plans
- Any tax, funding, risk or structure concerns
- Whether a full Structure & Tax Review would be useful
If a full review is suitable, we will explain the fee, process and next steps clearly.
Choose the review that fits your situation
Two focused review packages — or speak to the team first if you’re not sure where to start.
Property Tax & Structure Review
£600 + VAT
Ideal for landlords and property investors reviewing their tax position. We’ll look at personal vs SPV ownership, rental income, next purchase planning, refinancing, and your overall property structure.
Group Structure & Tax Review
£950 + VAT
For business owners, multi-company directors and complex property investors. Covers holding companies, retained profits, SPVs, risk protection, funding, expansion and wider group restructuring.
Not sure which review is right for you?
Speak to the team first. We’ll take a few minutes to understand your situation and confirm which review — if any — is the right fit before you commit.
Please note: The initial call is only to understand your situation and confirm suitability. It is not a tax advice call. No structure recommendation or tax planning will be provided until a paid review has been booked and confirmed.
Prefer to call?
Our team is available to take your call and point you in the right direction.